Merchant services · Cash discount

Keep more of every dollar you earn.

YMP lowers your card processing fees, modernizes checkout, and protects your margin — with transparent pricing and real human support.

Fast approval
No application fees
Real advisor support
Savings estimator
Estimated annual processing fees
$16,320

That's what you're paying in card fees every year — before a single bill.

Monthly card volume$40,000
Current effective rate3.40%
Annual savings with YMP $16,320

Based on a fully disclosed cash discount program. Your real numbers depend on your statement.

Works with the terminals you trust Clover PAX Dejavoo Online Pay
100%
of card fees eliminable
$0
application fees
~48h
typical approval
24/7
advisor support
Where your money goes

See it in one picture.

For the same monthly sales, here's what you lose to card fees today — versus with a YMP cash-discount program. Drag the sliders above and these bars update live.

Today
$16,320
With YMP
$0~
Why merchants switch

Everything a local business expects from a modern payment partner.

01
~48 HRS

Fast approval

Simple onboarding, clear paperwork, and a setup path built for busy owners.

02
$0

No application fees

A transparent review before you commit — no pressure, no mystery fees.

03
6+ WAYS

Tap, dip, swipe ready

EMV, Apple Pay, Google Pay, online invoices, virtual terminal, and mobile.

04
MULTI-SITE

Built for growth

Tools that scale with new locations, online ordering, CRM, and repeat customers.

Cash discount, made simple

Two prices. Fully disclosed.

A cash discount program shows a small card-price difference at checkout. Cash customers get the lower price; card customers cover the processing cost — clearly displayed and compliant.

01
Clear signage & receipts
Customers always see both prices up front. No surprises, fully disclosed.
02
Configured on your terminal
YMP sets the pricing logic, prompts, and receipt format on your hardware.
03
Your team, trained
We train your staff so day one with the new flow runs smoothly.
MAPLE ST. CAFE#1042
Latte x2$11.00
Breakfast Plate$24.00
Fresh Juice x3$18.00
Sandwich Combo$22.00
Pastry$25.00
SUBTOTAL$100.00
PAY BY CARD$103.00
PAY BY CASH SAVE 3%$100.00
POWERED BY YMP · FULLY DISCLOSED
The math that changes everything
100%

Eliminate up to 100% of card processing fees.

With a properly disclosed cash discount or dual pricing program, card customers see the card price clearly while cash customers get a discount. YMP configures the pricing, terminal flow, signage, and training.

Monthly savings example
$800+
Processing fee target
0%~
Advisor support
24/7
How it works

Statement to live processing in three moves.

01
Review

Send a current statement so we can find rate, fee, and equipment opportunities.

02
Recommend

Choose traditional processing, cash discount, dual pricing, or a blended setup.

03
Launch

Install the terminal, train the team, verify receipts, and support daily operations.

From the counter

Owners who stopped overpaying.

★★★★★

My statement dropped to almost nothing in processing fees. Wish I'd called years ago.

OWNER · FAMILY RESTAURANT
★★★★★

Setup was painless and the team actually answers the phone when I need them.

OWNER · CONVENIENCE STORE
★★★★★

The cash-discount signage was clear and customers didn't blink. The savings are real.

OWNER · COFFEE SHOP
Contact us any time

See your savings. For free.

Tell us about your business and mention your latest merchant statement. A YMP advisor will show you the clearest next step — no obligation.

[email protected]
Fast approval
No application fees
Real advisor support